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Defined-Benefit vs Defined-Contribution Plans: What’s the Difference?

This is an important decision as it affects how much investment earnings you’ll end up with, and therefore how much you must personally contribute to fund your retirement. You usually can’t withdraw your 401(k) funds when you’re under 59 1/2, unless you have a qualified reason, like a large medical expense. Some plans allow 401(k) […]

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6 Ways to Teach Kids How to Deal with Peer Pressure

It is crucial for PreK students to understand that they have the right to make their own decisions and that real friends should not pressure them. By teaching students to say ‘no’ confidently, even when they might not feel confident, they can effectively handle peer pressure. In this blog post, we will explore a simple